Imagine having financial options where you can knowingly get approved for a mortgage or car loan at a preferred rate.
Bad credit shouldn’t define your future. Start building the life you want with a credit score you can be proud of.
Don't Let Bad Credit Hold You Back From Reaching Your Financial Goals!
Bad credit shouldn’t define your future. Start building the life you want with a credit score you can be proud of.
Most of your biggest financial decisions will involve credit
Clean up your credit now, avoid surprises later
Have a quick & easy phone consultation with us to ensure our services will benefit your unique situation, and not waste your time!
Ready to get started? Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start.
We go after creditors and Bureaus for you, handling every part of the process while you sit back & relax.
Because it works!
A U.S. PIRGs study showed 79% of credit reports contain mistakes or serious errors. Have any of the below on your credit report?
Get approved for better loans, save money with lower payments, and say goodbye to credit worries. Your fresh start begins with one free call.
A credit report is a track record of both your personal and financial credit information. This includes information from public records, personal identification, and debt information. Your report will show your payment history, debt balances, items in default, collections, and who you owe money to.
Each credit bureau likely keeps records of your finances and transactions. They are equally important. Employers, loan officers, and others may contact one or more of these bureaus for your information.
Your credit score is a 3-digit number between 300 and 850, which shows your creditworthiness. Lenders use your credit score to decide whether or not you qualify for loans. They also use your credit score to determine your interest rate.
Our professional team helps you with disputes on your credit report and provides educational tools so you can make a plan to increase your credit score. We understand that money can prevent people from fixing their credit, and that’s why we have programs that will suit every budget. Log In to the Customer Portal to get started.
Once you’ve identified which items on your credit report you’d like to dispute, we send letters within 3-5 business days to challenge those items. Credit bureaus have 45 days to investigate those challenges. They must respond within 60 days of the start date.
A study by the Federal Trade Commission found that 1 in 5 Americans have errors on their credit reports, and 1 in 10 Americans have errors that lower their credit scores.
There are three main credit bureaus responsible for tracking and reporting your credit information: Experian, TransUnion, and Equifax.
Of course! Your private information will remain secure at all times. Check out our Privacy Policy for more details.
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